Turn your messy, cluttered finances into a streamlined, organized money system.
Tired of feeling out of control with your money?
It’s time to simplify, save, and finally take charge — without the stress.
Living paycheck to paycheck — even on a good income?
Discover the system that helps you save effortlessly and feel confident with your money.
Overwhelmed by bills, debt, and financial chaos?
Learn how to organize your money, reduce stress, and take back control — for good.
Sick of money stress ruling your life?
Your financial reset starts here — with a simple, powerful plan that works for you.
Always juggling, never saving?
Build a calm, organized money system that finally gives you peace of mind.
Say goodbye to stress and hello to a simple, personalised money system that works.
Where together, we co-create a system that helps you save effortlessly, align your finances with your dreams, and thrive with clarity, confidence, and abundance.
Ready to Break Free from Financial Overwhelm?
Learn how to save effortlessly, pay bills with ease, and automate your money so it works for you—giving you clarity, confidence, and peace of mind—in just 30 days or less!
Chaos to Coins is for individuals ready to rise above financial stress and frustration.
It’s for those who want more than just a paycheck—they want to feel secure, stop the cycle of juggling bills, and create lasting financial stability.
This program is designed to help you escape the daily struggle of managing money, so you can focus on what truly matters in life.
Right now, you're desperate to build REAL savings, meet expenses BUT you are...
constantly juggling bills and struggling to make ends meet.
living paycheck to paycheck without any breathing room.
feeling like there’s never enough time or energy to figure out their finances.
struggling to save for the future while dealing with today’s demands.
feeling stuck in a cycle of financial stress with no clear way out.
These frustrations don’t just stay on paper.
They creep into every aspect of your life!
Losing sleep at night, worrying about bills and financial stability
Avoiding looking at bank statements or credit card balances out of fear.
Feeling stuck and paralyzed, unable to take action or make progress.
Comparing themselves to others and feeling like they’re falling behind.
Experiencing relationship tension due to financial stress.
The way you’re managing your money isn’t working, and something needs to change before it takes an even greater toll.
Growing your savings takes WORK, and trying to figure everything out alone will leave you feeling DRAINED, DEPLETED and DEPRESSED.
There’s an easier way to take control of your money in a way that works seamlessly for you.
I’ve developed a complete system that allows you to take control of your money with ease, creating more impact with less effort—and at the core of this system is a simple, automated approach to managing your finances effortlessly.
Your money management system isn’t just 'another task' to worry about—it’s the foundation for creating the financial freedom you’ve been striving for.
This comprehensive program is designed to help you master the essential money skills you need to break free from the paycheck-to-paycheck cycle once and for all.
Listen, I know you’ve probably heard it all before—advice about strict budgets, endless spreadsheets, giving up your favorite things, and tracking every penny.
It’s exhausting, isn’t it?
And let’s be real—it doesn’t have to be that hard.
BUT, GUESS WHAT?
Imagine waking up every day with clarity and control over your money. You’ll have a clear plan where every dollar has a purpose, your savings are growing effortlessly, and your debt is on a steady decline.
Instead of stressing over finances, you’ll have peace of mind knowing your money is working for you.
The Chaos to Coins 3-Step Formula is a program that teaches you the exact steps to become a confident, empowered money manager, transforming your finances from confusion to clarity and control.
YOU WILL LEARN EXACTLY HOW TO:
A Clear Financial Roadmap: A personalized plan to achieve your goals with ease.
Tools to Stay on Track: Access to worksheets, templates, and guides to keep your finances organized.
A New Money Mindset: Say goodbye to financial stress and hello to empowerment and growth.
Confidence to Take Action: Finally feel in control of your money with steps you can implement immediately.
Long-Term Results: Strategies designed to help you not only improve your finances now but thrive in the future.
Give Your Dollars Purpose: Align your money with your goals, values, and dreams.
Get Excited About Managing Your Money: Transform money management into something empowering and rewarding.
Manage It Efficiently: Learn how to streamline your finances for maximum impact with minimal effort.
Make Informed Decisions: Gain the clarity to make smart financial choices with confidence.
Shape Smarter Spending Habits: Break free from impulsive purchases and focus on what truly matters.
Create Consistent Habits: Build routines that support long-term financial success.
Reduce Stress and Overwhelm: Simplify your finances and experience peace of mind.
Build Long-Term Success: Develop a sustainable plan that works for you now and in the future.
Empower Yourself with Control: Take charge of your money and break free from living paycheck to paycheck.
Reduce Financial Stress: Implement systems that eliminate the chaos and bring clarity.
Create a Personalized Financial Plan: Tailored to your goals, values, and lifestyle.
Achieve Clarity and Control Over Your Finances: Stop guessing and start planning with confidence.
Enjoy Smarter Spending Habits: Learn how to use your money wisely and intentionally.
Gain Freedom to Focus on Your Dreams: Let your money work for you so you can pursue what you love.
Simplicity: Manage your finances with ease, without overcomplicating the process.
More Time for What Really Matters: Spend less time worrying about money and more time enjoying life.
Motivation to Grow Wealth: Discover the mindset and tools to confidently build lasting financial success.
More Money: Unlock strategies that help you save, reduce debt, and make your money work harder for you.
A Stress-Free System: Implement a simple, seamless approach to managing your finances without overwhelm or confusion.
Financial freedom is possible, even if it feels completely out of reach right now.
The 3-Step Formula is an online program that teaches you exactly how to take control of your money, grow your savings, and create lasting financial freedom with ease.
Even if you feel like you have no idea where to start with managing your money.
Even if you’ve tried other systems before, and they didn’t stick.
Even if you’re living paycheck to paycheck and feel like there’s no room to save.
Even if you think managing your money is too overwhelming or time-consuming.
Even if you’ve struggled with impulse spending and breaking old habits.
Even if you’re drowning in debt and can’t see a way out.
Even if you’ve never been good with numbers or spreadsheets.
Even if you feel like you don’t have enough income to make a difference.
Even if you’ve been told you’re bad with money and can’t turn it around.
Even if you’re skeptical that any system can actually help you get ahead.
When you join the 3-Step Formula, you’ll gain complete clarity and control over your finances. This program shows you how to build consistent savings, meet your expenses with ease, and confidently create a future that aligns with your goals and dreams.
Let me ask you a question...
When was the last time you felt truly at ease with your money?
The steps I teach in the 3-Step Formula show you how to build savings and manage your money effortlessly, all while still enjoying the things you love—without stress or restrictions.
If You Are...
...Someone who wants to save effortlessly without feeling restricted.
...Tired of living paycheck to paycheck and ready for a lasting change.
...Struggling with financial stress and seeking clarity and control.
...Ready to stop juggling payments and start building real savings.
...Looking for a simple system to manage your money without endless tracking.
Then the Chaos to Coins 3-Step Formula is perfect for you!
Here's a few examples of what my students have said...
Sue said. Financial independence and confidence in a comfortable future.
Miles said: I now feel like I am autopilot to achieving those financial goals which previously seemed difficult to reach.
Ada said: Nikki has helped me break down the scary wall that is personal finance. She’s helped me feel less intimidated and created a more excited approach to budgeting.
Fiona said: She helped me to transform my relationship with money in ways you never imagined possible.
Stephen said: Nikki helped me dramatically as I was basically living week by week. Nikki set me up with numerous accounts and set up payment plans for my home loan and all my bills which has given me not just piece of mind but I’m actually saving money.
Maria said: The weight has been lifted off my shoulders, and I finally have clarity about my money, I feel so much better and less worried now. I have money in the bank, a solid plan with my money.
Mandy said: Nikki has taken me from out of control to full control and dare I say excitement about managing my finances like a total boss!
Jodie said: Nikki gave us practical realistic advice that made us feel empowered, and we were able to put into action the guidance we were given.
Bronwen said: We now have savings in our accounts. We now have money for EVERYTHING! Everything we need and everything we want. Money is no longer a stress. Payday is no longer a day we wait for each week because we have no money left, it’s now a day we wait for to add more money to our savings.
Joshua said: I am now in a position that I am putting money away as savings. I thought it could never happen Nikki made magic happen.
Marcos said: Since doing the course, I have started saving money for the savings-sake, investing and for a holiday; as well as planning for those little emergencies and paying down debt, all at the same time. Gone are the days of living from pay to pay and having "poor" weeks.
Wendy said: Within weeks of implementing the systems Nikki taught me, I had a clear understanding of my expenses, my income. I set lifestyle goals and investment plans. I even started to see savings in my accounts rather than living week by week and wondering where my money had gone!
Managing money isn’t easy.
if you want results like these, it won't happen from 'trying to figure it out' on your own 'trying to figure it out' on your own ONLY leads to increase stress, wasted time and missed opportunities.
WILL THIS WORK FOR ME?
The Chaos to Coins 3-Step Formula is designed for anyone who wants to take control of their money and master the way they manage it with confidence and ease.
🌟 IMAGINE… 30 days from now, your savings are growing, your expenses are covered with ease, your emergency fund is building, and you have a clear plan for your future, setting you up for lasting financial freedom! 💰✨
But, MORE importantly, you’ll be stress-free, more financially secure, and finally on a path to long-term success—and that feels incredible.
Here’s what running an incredible money management system looks like...
...a clear, simple system – Gain clarity and direction over your money so you always know where it’s going
...motivation to stay committed – Feel empowered to stick to your plan with ease and confidence
...break Free from the paycheck-to-paycheck cycle – Finally take control and stop the endless money struggle
...excitement & motivation to grow your wealth – Feel excited about your financial future and the possibilities ahead
...more time for what really matters – Spend less time stressing about money and more time enjoying life
...smarter spending habits – Make intentional choices that support your long-term success
Chaos to Coins is the only budgeting and money management system you'll ever need!
It’s an all-in-one approach where you’ll learn..
how to build savings effortlessly – Watch your money grow without stress or overcomplicated tracking.
how to meet your expenses with ease – Say goodbye to the paycheck-to-paycheck cycle.
how to eliminate financial stress – Feel confident and in control of your money.
how to create a personalised financial plan – Designed around your unique goals, values, and lifestyle.
how to develop smarter spending habits – Spend intentionally without feeling restricted.
TIME FOR SOME #REALTALK
My students HAVE gained complete clarity over their finances, built savings without stress, broken free from the paycheck-to-paycheck cycle, and created a money management system that actually works for their life.
They now feel confident, in control, and excited about their financial future!
....BUT THAT ONLY HAPPENED AS A RESULT OF COMPLETING MY PROGRAM.
They signed up because they had tried to figure it out on their own and failed. They suffered through months—or even years—of stress, frustration, and financial setbacks, losing money along the way. All because they didn’t have a clear, step-by-step system to follow. But once they did, everything changed.
You have two choices...
CHOICE #1
Keep wasting time and effort ‘trying to figure it out on your own’ and stay stuck on the never-ending ‘Wheel of Stuck’—going nowhere while your money struggles continue.
CHOICE #2
Take just 30 short days to implement the exact steps that have worked for me and countless others, and start building savings, meeting your expenses with ease, and creating financial freedom and BreakFree from frustration.
HERE'S WHAT'S INCLUDED IN THE CHAOS TO COINS 3-STEP SYSTEM:
YOU ALREADY KNOW THAT YOUR CURRENT STRATEGY ISN'T WORKING...SO WHAT ARE YOU GOING TO DO ABOUT IT?
In 30 days, you can have:
A stress-free money system – No more overwhelm or guesswork.
Savings growing effortlessly – No more wondering where your money went.
Confidence and control over your finances – Finally feel secure about your future.
...so choose your plan NOW.
If You’ve Ever Said This to Yourself About Money… You’re Not Alone!
If You’ve Ever Said This to Yourself About Money… You’re Not Alone!
I just need to stop spending so much
If I could just make more money, things would be easier.
Where does all my money even go?
No matter how hard I try, I can’t seem to save.
I work too hard to feel this broke
Why does it feel like I’m always catching up
Money just disappears the moment I get paid.
I need to stop impulse buying
IT'S NOT TRUE
You Won’t BELIEVE How Easy It Is to Take Control of Your Money!
DO THE WORK
GET RESULTS
GUARANTEED
We are confident that if you complete the program and implement what you learn, you WILL get results.
This program is ONLY for those who are committed to giving it their best shot.
FAQs
Will this work if I’ve never been good with money?
Absolutely! The Chaos to Coins 3-Step Formula is designed for anyone who wants a simple and effective way to manage their money—no prior financial skills required.
What if I have debt?
This program includes strategies to help you manage and reduce debt while still building savings—so you’re not stuck waiting to get ahead.
Do I need to track my spending?
No! This system is built for people who don’t want to track every dollar but still want to stay in control of their money with ease.
How long does it take to see results?
You’ll start seeing changes immediately, and in just 30 days, you’ll have a fully functioning system that sets you up for long-term success.
Will I have to give up things I love?
Not at all! Chaos to Coins teaches smarter spending habits, so you can enjoy life while still saving and staying on track.
Is this course complicated or time-consuming?
No! This program is designed to be simple, practical, and easy to implement, even with a busy lifestyle.
What if I’ve tried other financial programs before and they didn’t work?
Most programs fail because they focus on tracking and restriction, not building a system that works for you. This approach is different—it’s tailored, flexible, and built for long-term success.
How is this different from using a budgeting app?
Apps track your spending; Chaos to Coins sets up your entire financial system for you—so you don’t need to track every dollar manually.
What happens after I finish the course?
You’ll walk away with a personalized money system that works automatically, so you can continue building financial security without stress.
What if I don’t have a computer? Can I just use my phone?
Yes! You don’t need a computer to complete this course. You can use your phone, tablet, or even good old-fashioned pen and paper. In fact, I’ve personally scribbled money plans on napkins at a café more times than I can count! The key is taking action, and you can do that from anywhere.
Is this a cookie-cutter budgeting program?
Not at all! Chaos to Coins is not a one-size-fits-all system —it’s designed to be flexible and tailored to your unique financial situation, goals, and lifestyle. Unlike traditional budgeting programs that force you into rigid categories and restrictive spending plans, this approach adapts to you.
You’ll learn how to create a personalized money system that works with
your habits, values, and financial priorities, so you can save, spend, and manage your money in a way that feels right for you—without stress or overwhelm.
How is this different from other budgeting programs?
This isn’t just another budgeting system—it’s a complete step-by-step framework designed to help you
build savings, meet expenses with ease, and eliminate financial stress without complicated tracking or restrictive budgeting.
Most budgeting programs focus on tracking every dollar, which often leads to frustration, guilt, and burnout. They force you into a cycle of constant monitoring and restriction, which can trigger feelings of failure, overwhelm, and even avoidance when things don’t go as planned.
Chaos to Coins is different because it’s built on psychology and behavior-based money management.
Instead of relying on willpower or rigid rules, this system works with your natural habits, making it easy to automate your money, stay consistent, and feel in control—without obsessing over spreadsheets.
By shifting the focus from restriction to empowerment, this framework helps you develop smarter spending habits, build confidence around your money, and create a system that supports your financial goals effortlessly.
This isn’t about just budgeting —it’s about creating a sustainable financial strategy that actually fits your life.
P.S.
Still on the fence about joining "Chaos to Coins"?
Let me make this a complete no-brainer for you.
For just $197, you'll get full access to the life-changing program that will transform you into a money master. You'll discover how to crush debt, skyrocket your savings, and pave the way to lifelong financial freedom.
This isn't just another generic budgeting course - it's a complete money mindset overhaul that will shatter your limiting beliefs and unlock your true wealth potential.
Imagine waking up 30 days from now with total control over your financial destiny, knowing you have the tools and knowledge to secure your family's future for generations. Picture yourself logging into your bank account with a huge grin, watching your savings soar and your money worries melt away.
That's the power of "Chaos to Coins" - and it's yours for the taking.
But here's the thing - this offer won't last forever. The longer you wait, the longer you'll stay stuck in the paycheck-to-paycheck grind, watching others get ahead while you spin your wheels.
Don't let this opportunity slip away - take action now and seize control of your financial future.
You have nothing to lose and a lifetime of abundance to gain.
So, what are you waiting for?
Click the button below to enroll in "Chaos to Coins" and start your journey to money mastery today.
Your future self will thank you for this decision.
Make today the day you take control.
Embrace your path to financial mastery!
Chaos to Coins
Your Financial Mastery Course
Disclaimer:
The information provided in this course is for educational and informational purposes only and is not intended as financial advice. This course does not include any investment advice. While every effort has been made to ensure the accuracy and reliability of the information presented, it is important to understand that financial strategies and outcomes can vary based on individual circumstances.
Participants are encouraged to seek professional financial advice tailored to their personal situation from a qualified financial advisor or other relevant professional before making any financial decisions. The course creator, Nikki Harris, and associated parties disclaim any liability for decisions made based on the content of this course, including but not limited to financial losses or damages.
By participating in this course, you acknowledge and agree that you are solely responsible for your financial decisions and outcomes. The course is designed to provide tools and guidance to assist in your financial journey, but results may vary and are not guaranteed.
For more detailed information or specific advice, including investment advice, please consult with a professional financial advisor.
